How To Prevent Home Buyer Heartache!
The most important first step for home buyers!
You see the home of your dreams and want it only to find there is a financing obstacle in the way.
Some reasons are:
- Low Credit Score
- Not long enough work history
- You currently have too much debt to income ratio for the going price of that dream house.
- Not knowing your affordability limit
These are the most common financial issues for first time home buyers that shatter the dream of owning that special find.
I always recommend firsthand, getting pre-approved by a qualified lender like Mortgage America, Gateway Mortgage or Movement Mortgage, to say a few. They are professionals in obtaining your affordability and lending strengths and getting you the funds needed for your purchase. These great lenders will also aid you to help you raise those credit scores and manage your closing costs..
Once a lender issues a pre-approval letter, I am able to submit it along with that offer for that home you love and can afford.
I will be most happy to see the look on your happy face when I hand you the keys at settlement.
This is because Happy Homeowner Are My Specialty! -Gary Pace, Realtor